FIND AN ATTORNEY

Enter Your City, State, or Zip Code to Find Qualified Bankruptcy Lawyers Near You

United States Bankruptcy Attorneys

Get Legal Help With Consumer or Business Bankruptcy From a Qualified Lawyer

If you are struggling with debt, you may be unsure about your options. Being unable to cover your ongoing expenses while dealing with calls from creditors and facing the threat of foreclosure or repossession can be incredibly stressful, and you may worry about the possible consequences you may face to your income, your property, your career, and your family. While bankruptcy can provide you with the means to receive a fresh start, you may be unsure about whether you meet the qualifications for different types of debt relief, and the procedures followed when filing for bankruptcy can be very complicated. During the bankruptcy process, you will want to work with a skilled lawyer, and our bankruptcy attorney directory can help you find a qualified legal professional in your area who can address your needs.

About Us


There are thousands of lawyers across the United States who have the education and experience needed to represent clients in bankruptcy cases. Unfortunately, finding an attorney who can meet the specific needs of a person or business is not always easy. Our directory of bankruptcy attorneys is meant to take the difficulty out of this process by helping you connect with a lawyer in your area who has the necessary experience and who is available to assist with your type of case. We ensure that all lawyers who are listed in our database are fully qualified and are in good legal standing, and we provide the contact information that will allow you to reach out to them and learn how they can help you take legal action to address your financial concerns and get the fresh start you need.


Federal Laws


In addition to connecting debtors with attorneys who can assist with bankruptcy and other financial matters, we want to provide people with information to help them better understand their options for debt relief. The U.S. Bankruptcy Code is complex, but if you are looking to address your debts and regain financial stability, you can learn how federal laws define the different types of bankruptcy and whether you qualify for certain forms of relief. While it is important to consult with an attorney who can answer your questions and address your specific concerns, gaining an understanding of how the laws may apply in your situation will ensure that you can approach your case the right way, and you can be ready to ask the right questions as you prepare to pursue personal or business bankruptcy.


Types of Bankruptcy

1

Business Bankruptcy

During the bankruptcy process, a business will typically work to create a reorganization plan that will allow it to continue operating while meeting its obligations to creditors.

2

Personal Bankruptcy

Consumers may be able to discharge debts through a liquidation bankruptcy or create a debt consolidation plan through a reorganization bankruptcy.

3

Chapter 11 Bankruptcy

A business that pursues this form of bankruptcy may complete a restructuring and reorganization, but it must obtain approval from creditors before making significant decisions.

4

Chapter 7 Bankruptcy

This form of bankruptcy is often preferred by individuals or families, because it allows for the elimination of debts after non-exempt assets are liquidated.

5

Chapter 5 Bankruptcy

This simpler form of Chapter 11 bankruptcy is available to qualifying small businesses, and it allows for a faster and less expensive reorganization or the creation of a repayment plan.

6

Chapter 13 Bankruptcy

Individuals or couples who do not qualify for Chapter 7 or who wish to avoid foreclosure may use this option to create a three-to-five-year debt consolidation and repayment plan.


Should I File for Bankruptcy?


The decision of whether to file for bankruptcy will involve many factors. When consulting with an attorney, you may consider the amounts of your secured and unsecured debts, how much disposable income you have, whether you wish to avoid foreclosure or the liquidation of certain assets, and how a bankruptcy filing will affect your credit score. A lawyer can help you determine what type of bankruptcy you qualify for, and they can also help you explore alternatives to bankruptcy, such as negotiating loan modifications with creditors. By working with a legal professional, you can understand exactly what is involved in the bankruptcy process, and you can be sure you are taking the right steps to receive relief from your debts and get a fresh financial start.

Posts From Our Blog


 

Feb 28, 2023

Will Bankruptcy Allow Loans to Be Reduced?

Those who are struggling to make payments on a loan or other large debts may be considering bankruptcy as an option. Chapter 13 of the U.S. Bankruptcy Code allows individuals with a regular income to reorganize their debts and establish a repayment plan over three...

Read More

 

Jan 31, 2023

How Does Bankruptcy Address Wage Garnishment or Judgment Liens?

Debt can be a difficult issue to deal with, but it is something that affects most people. Regardless of the reasons why debts have accrued, an individual or family that experiences financial difficulties may be unable to make payments as required, and this may lead...

Read More

Back to Top